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QUOTE OF THE DAY

Landlords grow rich in their sleep without working, risking or economizing
Published February 3, 2018

Green living in Vinhomes Riverside

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Vinhomes Riverside Hanoi is considered as eco urban development. Villas of Vinhomes Riverside are available at a huge range of luxurious services and superior amenities. This complex is flawlessly harmonized with the eco friendly parks and lake. You will see Vincom Plaza – a mall which is situated within the facility for shopping needs. you will also find facilities for all your family ; especially for your kids such as International School , Five-star gyms and swimming pool , mini Golf course , fitness and sport center at Vinhomes health club etc .

Vinhomes Health Club with all-encompassing international-standard technology,

Published January 30, 2018

Reducing My Energy Consumption: Equipment Prices

I live in a 20 year old house and for sure the heating system was not very energy efficient. And I knew that I had some serious problems. So rather than wait I decided to investigate what was available BEFORE I had that terrible emergency. And I am glad that I did! I learned a couple of things right away. The first was that most people wait until their system stops working altogether before they call the serviceman. Of course at that point you are at the mercy of the serviceman and whatever equipment is available. The other is that you can pay now or pay later? Well what that means is that if you have an older system that is not very energy efficient, you are paying way too much in your energy consumption per month. And as energy prices increase, it hurts you worse. An energy efficient system will pay for itself in reduced energy consumption. And you will also save as energy prices increase.

Obviously there are many people out there willing to take advantage of you and selling you something that you do not need! As with anything, buyer beware!

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My original setup was a gas boiler that was used to heat my domestic hot water, hot water for my heat pump backup, and heat my small shop. So I had a huge water tank that was used to store the domestic hot water. I had it set at 120 degrees to reduce my energy consumption. I was paying a whooping $371.99 per month! (combined propane gas and electric, a 5 year average figure)

I had about 5 different estimates for all kinds of systems. I had one company tell me that I could get a geothermal unit for just a little more that a conventional system because of all the available rebates and tax credits. So my prices ranged from about $8,000 to $30,000. Quite  a range! Well it did not take me long to figure out that the geothermal unit was not for me. It would reduce your energy consumption more than any other, but the tax advantages were not for me. I would not live long enough to write all of that off on my taxes. You have to have a lot of tax liability for that to work. And even though it would reduce energy consumption the most, I still would not live long enough to see the payback.

Published January 30, 2018

Energy Efficient Mortgage Program

What is an energy efficient mortgage program? In simple terms it is simply a mortgage, or a refinance for an energy efficient home that has been certified by HERS (Home Energy Rating System). It can still be a conventional Fannie Mae or Freddie Mac loan or a federally insured FHA or VA loan.nj887

If you qualify for a regular loan, then you will qualify for the energy efficient mortgage program. The difference would be the house. You will have to give the HERS report to your lender to see how much difference it will make. Typically the HERS report costs between $100 to $300. Sometimes this can even be rolled into the settlement costs. If you review your energy efficiency plans with your banker, they will be able to help you decide whether or not to have the inspection done.

Normally you will be able to increase your debt to income ratio. That is because your monthly bills will be decreased by the energy efficiency of the house. This translates into you getting a larger loan and perhaps a better home.

There are several other advantages to the energy efficient mortgage program. Besides having a bigger and or better home, you will be paying less in monthly energy bills. So even though your mortgage payments are more, your total monthly cost will be less. When it becomes time to sell your home, you will have a home that sells quicker and has a wider range of buyers. It will be much more attractive compared to the other homes on the market.

So whether you are buying a new home or making your present home more energy efficient, be sure to check into the energy efficient mortgage program and compare the savings!

Published January 30, 2018

How to Boost Your Home’s Value before Selling

If you are looking to move and sell your home, you want to get the best possible price for the house you have in order to be able to afford a new one. The prices of homes are fairly stable and are determined by many different factors, most of which you have no control over.

However, there are a few things you can do which will let you raise the value of your home somewhat. Some of these can be fairly expensive, whereas other won’t cost you much, but they are all expected by the prospective buyers.huy89

Pre-Listing Inspection

One of the best ways to assure your potential buyers that your home is in good condition and that it is worth their time and investment is to perform an inspection. Inspection companies often have specialized inspections aimed at home sellers who want to be sure that their house is in order and to be able to show potential buyers that everything is OK with the house.

If you want to learn more about this kind of inspection, as well as what exactly it entails, you can consult this helpful article https://theinspectorscompany.com/pre-listing-home-inspection/.

Solar Panels

Solar panels are typically reserved for wealthier people and for high-end houses. The initial cost of the installation can put some people off. However, the savings which these panels provide over time may be a really strong argument for installing them on your home.

Some people may argue that it is not a type of home improvement which you should consider for a house that you intend to sell because you can’t recuperate all the money you have invested. But, if you take into account the tax rebates and financing options, it may be a solid option to bring up the value of your home significantly, especially in South California, where people are ecologically aware and use every opportunity to help the environment.

Remodeling a Room

Every house has at least one room which could use an upgrade. Before you sell the house, you may consider investing some money in bringing that room up to date. In most cases, it is the kitchen that gets the most attention. It is lauded as a center of the home and indeed, people tend to spend a bunch of time there.

Your remodel can be as simple as replacing some appliances which need an upgrade, to a complete overhaul of the entire room, depending on the effect you hope to create. Keep in mind that you may not always be able to recuperate the full amount you spent on the remodel when selling the house.

Repainting Everything

When it comes to quick, inexpensive fixes, there’s no beating a fresh coat of paint on everything. The first thing you want to paint is the exterior of your home. That is the first thing your potential buyers will see, and you want to leave a good impression. Pay special attention to door and window frames, since it is the details that really catch the eye.

When it comes to the indoors, you can repaint your walls with fresh colors. You can read up about the colors which are the best for certain rooms online. However, your floors and other wood surfaces are probably going to benefit the most from a fresh coat of paint or varnish.

Doing some work on your home before you sell it is expected of you, so make sure that you give your prospective home buyers what they want and make sure that your home is up to date and fully functional.

To contact The Inspectors Company
811 Cerro Gordo Ave, San Diego, CA, US
619-501-8282

Published January 25, 2018

Why outsource your corporate secretarial services in Singapore

When you have the right people working at the right positions, it becomes easy to run a business smoothly. To run a business in Singapore, you must ensure that the company secretary position is filled with a highly efficient candidate. Whether you are an offshore company or a start-up firm, you can’t afford to fill up this role with the wrong candidate. Also, failure to engage a company secretary can land your company in various problems and legal consequences. The best way to steer clear of such problems and yet get a qualified candidate to take care of your corporate secretarial activities is to outsource this position to a reliable firm. There are several benefits of doing so, as mentioned below:

Expert handling of your administrative services

When you opt for a professional firm to handle your administrative services, you are assured of a qualified and experienced team. Such a team can manage the responsibilities associated with this position with ease. Since outsourcing firms engage competent people with in-depth knowledge to serve their clients, you won’t have to worry about non-compliance or inaccuracy as well. Moreover, being aware of Singapore’s strict laws, the team will be prone to process and handle the tasks in a highly competent manner.

Managing of the responsibilities in a timely fashion

Handling of corporate secretarial services is not an easy task. You have to ensure that the person responsible for the job has adequate knowledge of the same and completes the tasks on time. If you opt for an outsourcing firm, you can be confident of handling of the responsibilities in a timely manner. When you have an in-house employee handling the job, it’s your responsibility to see to it that the tasks get completed on time. But with an outsourcing firm, the onus lies with them for the same. All you have to do is to opt for a reliable firm like https://www.e-sandhurst.com/corporate-secretarial-services/, and the rest will be taken care of by the firm itself.

Having a cost-effective solution

Since this position requires an extremely proficient professional to be employed, you have to shell out a huge sum to hire such a person. Additionally, you will have to spend extra money on providing the employee with the required office set-up to do the job, training him/her, and offering him/her other benefits as prescribed under the law. But if you outsource this position, you can get the services done for a much less amount as you will be required to pay just for the work and nothing else.

Receiving comprehensive service

Most outsourcing firms offer a comprehensive suite of services. The big advantage of this is that you get experts to handle all kinds of work related to this position and beyond. Professionals working at such firms bring to the table their experience of handling varied tasks related to payroll, incorporation, bookkeeping, etc. So, whatever be your requirement, you can expect a prompt solution of all your problems.

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